340B · DIR · NCPDP D.0 Ready

Watch yourmargin come back.

A payment engine built for the pharmacy counter — where split-second adjudication meets DIR fee clawback recovery, 340B reconciliation, and PBM reimbursement transparency that keeps the register drawer whole.

340K+/moClaims processed
1.4sAvg approval
HIPAA compliant
dispense_claim_engine — v3.4.1
LIVE
01// NCPDP D.0 Claim Transmission — v5.1
02TRANSACTION_CODE = "B1"
03BIN_NUMBER = 610415
04PCN = "ADV"
05GROUP_ID = "RX7842"
06CARDHOLDER_ID = "H47291083"
07NDC = 00093-5058-56
08QUANTITY_DISPENSED = 90.000
09DAYS_SUPPLY = 90
10DAW_CODE = 0
11DRUG_COST = 47.82
12DISPENSING_FEE = 2.00
13// ── submitting claim ──────────────────
14dispense.adjudicate("realtime")
15// ── response: 1,412ms ─────────────────
16STATUS = "PAID"
17AUTHORIZATION_CODE = "A84F2C"
18INGREDIENT_COST_PAID = $48.19
19DISPENSING_FEE_PAID = $2.00
20PATIENT_PAY_AMOUNT = $10.00
21NET_REIMBURSEMENT = $40.19
22// DIR_FEE_RECOVERED = +$2.34 ✓
23// BASIS_POINTS_SAVED = 18bps vs. legacy
24// ── drawer stays whole ────────────────
APPROVAL CODE: A84F2C — $40.19 REIMBURSED
Live Performance Data

Numbers that close
the argument.

Pulled from 340,000+ monthly claims processed on the Dispense network.

0.0s
Avg Adjudication Speed
From submission to approval code
0 bps
Basis-Point Savings
vs. legacy processor spreads
0.0%
Claim Approval Rate
Across all PBM networks
$0
Monthly DIR Recovery
Per store, average
Processor Comparison

Twelve line items.
One verdict.

Anonymized legacy processor data sourced from published PBM contracts and independent pharmacy network audits, 2024–2025.

Metric
DISPENSE
Legacy A
Legacy B
Switch Fee per Claim
$0.02
$0.07
$0.09
Brand Spread (AWP-based)
AWP-15%
AWP-14%
AWP-13.5%
Generic Spread
AWP-78%
AWP-74%
AWP-71%
Real-time Adjudication
340B Claim Reconciliation
DIR Fee Itemization
PBM Pass-Through Transparency
Reconciliation Turnaround
24–48 hrs
5–7 days
7–10 days
NCPDP Switch Access
All 4 switches
2 switches
2 switches
Dispute Resolution SLA
48 hrs
14 days
21 days
Contract Rider Fees
None
Yes
Yes
Independent Pharmacy Support

* All spread data reflects AWP-based reimbursement. Individual results vary by PBM contract and formulary tier.

Pharmacist Stories

Social proof with
line-item receipts.

Every testimonial includes the store's actual claim volume, monthly savings, and DIR fee recovery — because anecdotes don't pay invoices.

Scripts
380/day
Saved/mo
$4,120
DIR Rec.
$2,890/mo
I was bleeding 22 basis points on every branded fill and didn't know it until I ran the audit. Dispense showed me the exact line item. Switched in a week.
Portrait of Marcus Delgado, Owner & Pharmacist-in-Charge at Eastside Community Pharmacy
Marcus Delgado
Owner & Pharmacist-in-Charge
Eastside Community Pharmacy · TX
Scripts
1,200/day across stores
Saved/mo
$11,400
DIR Rec.
$9,360/mo
The 340B reconciliation alone paid for the switch three times over. My previous processor buried the fee schedule in a contract rider I had never seen.
Portrait of Priya Nair, Multi-Store Operator at Nair Pharmacy Group (4 locations)
Priya Nair
Multi-Store Operator
Nair Pharmacy Group (4 locations) · NJ
Scripts
15 client stores
Saved/mo
$2,340 avg/store
DIR Rec.
$2,100 avg/store
I recommend Dispense to every client now. The dispute resolution SLA of 48 hours versus 21 days from their old processor is not even a close call.
Portrait of James Okafor, Pharmacy Consultant at Independent Rx Advisory
James Okafor
Pharmacy Consultant
Independent Rx Advisory · OH
Free Fee Audit

Run your numbers
before you commit.

Enter four fields. Receive a projected savings report in your inbox within 24 hours — showing exact basis-point differential, estimated DIR recovery, and reconciliation timeline improvement.

4 fields. 60 seconds.

Daily average × 30 days (e.g. 300/day = 9,000)

No BIN/PCN required. No commitment. Report delivered in 24 hrs.

Start Processing

Watch your margin
come back.

Dispense connects to your existing NCPDP switch in under 15 minutes. No downtime. No script interruption. Your first claim processes before the ink dries.

< 15 minSetup time
0 scriptsDowntime
NoneContract lock-in